Colorado is an at-fault state. This means that the party at fault is responsible for compensating the victim(s). If you were injured in an auto accident and the other party is to blame, you can file a car accident claim with their insurer. While personal injury laws are meant to help the injured and those who have suffered losses because of someone’s negligence, things don’t always work as expected. Insurance companies have their tactics to deny and delay claims, and in many cases, the offered settlement is way less than what a person deserves.
You need to consider hiring a skilled Colorado Springs car accident attorney, depending on the facts of the case. In this post, we are sharing more on when hiring a lawyer for your car accident claim is important.
When you have sustained serious injuries or/and permanent disabilities
Beyond the obvious pain and suffering, you may have to deal with a financial blow right after a car accident. There are medical bills to be paid, you may need intensive therapy and care, besides loss of wages and income. If the accident prevents you from getting back to your work normally in the future, you deserve to get compensated for that too. You should consider hiring an attorney if your injuries are serious, or when the losses are likely to impact your life ahead. An experienced car accident lawyer can help in understanding the true value of your claim.
When you are partly at fault
Colorado follows the “modified comparative negligence rule”. This means that if you were partly at fault for the accident, your share of settlement will decrease accordingly. For example, if you were speeding, but the other driver actually rammed into your car, your share of blame can be lesser than other party. You can ask for compensation, as long as your share of fault doesn’t exceed 50%. That said, the other party and their insurance company may try to pin the blame on you entirely. To handle the complications of such circumstances, you should consider hiring a car accident attorney.
When you are unsure of the requirements
Filing an insurance claim and dealing with the claims adjuster can be hard. You need a car accident attorney, so that they can take over the claim and negotiate with the insurance company on your behalf.
Let an experienced attorney in Colorado handle your car accident claim/lawsuit.